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If Trusty Steed is saddled, it has horsemanship and +X/+Y, where X and Y are the total power and total toughness of the saddling creatures.
Saddle 0.
Saddle 0.
1/2
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Not the complexity you'd want for common exactly. Horsemanship is also a mechanic that needs a bit of context.
That said, I'd trust this steed.